The FHFA’s ACV condo insurance rollback gets the balance right between affordability and safety, even if politics muddied the waters, the chairman of Whalen Global Advisors writes.
Across the personal lines space, pricing is expected to stabilize for homeowners, auto, flood and umbrella coverage.
Fannie Mae and Freddie Mac’s single-family updates include some roof coverage options somewhat similar to what’s used in one of their other divisions.
The average annual premium is projected to increase 4% to about $3,057 this year, after jumping 12% in 2025, according to Insurify, an online insurance comparison site.
Customer satisfaction rises in 2026 despite homeowner insurance premiums, according to JD Power’s 2026 property claims satisfaction study.
Many homeowners and first-time buyers are surprised by rising property taxes and insurance, which can sharply increase monthly mortgage costs beyond principal and interest.
There were about 35 funding events in the insurtech sector in February 2026, according to a review by Digital Insurance.
Nearly 40,000 acres were burned in the Eaton and Palisades wildfires last January, killing at least 31 people and destroying 16,000 structures.
Rates actually declined or remained flat over a two-year period in 15 states, including Florida, with natural disasters and tariffs affecting 2026’s movements.
U.S. homeowners are concerned about climate and insurance costs, according to Kin’s Homeownership Trends Report.