Category: Homeowners insurance
California utility bills are 20% higher due to wildfires
“Wildfire risk is not just an occasional catastrophe, but a recurring cost embedded in the state’s economy,” said the report issued this week by the California Earthquake Authority.
A ‘federal property reinsurer’ would benefit state and local governments
The homeowners insurance market in the U.S. “faces mounting strain from severe climate risk,” Benjamin Collier and the other authors said in their commentary.
Pulte got the condo insurance call right
The FHFA’s ACV condo insurance rollback gets the balance right between affordability and safety, even if politics muddied the waters, the chairman of Whalen Global Advisors writes.
Personal insurance in 2026: Stability returns, underwriting tightens
Across the personal lines space, pricing is expected to stabilize for homeowners, auto, flood and umbrella coverage.
FHFA loosens insurance rules targeting condos, rural loans
Fannie Mae and Freddie Mac’s single-family updates include some roof coverage options somewhat similar to what’s used in one of their other divisions.
Home insurance prices set to keep rising with severe weather
The average annual premium is projected to increase 4% to about $3,057 this year, after jumping 12% in 2025, according to Insurify, an online insurance comparison site.
Digital claims tools drive property insurance customer satisfaction, JD Power
Customer satisfaction rises in 2026 despite homeowner insurance premiums, according to JD Power’s 2026 property claims satisfaction study.
Taxes, insurance eat 21% of mortgage payments
Many homeowners and first-time buyers are surprised by rising property taxes and insurance, which can sharply increase monthly mortgage costs beyond principal and interest.
Trump orders federal takeover of LA wildfire rebuilding efforts
Nearly 40,000 acres were burned in the Eaton and Palisades wildfires last January, killing at least 31 people and destroying 16,000 structures.
Why homeowners insurance rates could stabilize in 2026
Rates actually declined or remained flat over a two-year period in 15 states, including Florida, with natural disasters and tariffs affecting 2026’s movements.
